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CO-OPERATIVE BANK OF KARDITSA Co-op. LL
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In 1994 the Karditsa Chamber of Commerce and Industry, proposed to the local community the establishment of a COOPERATIVE BANK in the prefecture. Despite the fact that the prefecture of Karditsa is predominantly rural, with only the primary sector being developed and lagging behind the secondary and tertiary ones, the proposal was embraced by all citizens and on 3/28/1994 the founding assembly submited the statute of the Credit Cooperative.

In early 1996 the Cooperative opened a store and until April 1998 it operated under this legal form. Since April 1998, after fulfilling all necessary conditions set by the Bank of Greece, is operating as a Credit Institution. The response from the local community was touching and a low-growth prefecture in Greece acquired an important development tool that was friendly to its members and enabled them to have their own local bank, which has since respond and provide solutions to all citizens' financial needs.

The main concern of the Bank is to keep its partners satisfied by adapting its products and services, so that their business and personal needs are covered in the best and most personalized way, with speed, friendliness and transparency.

By maintaining its anthropocentric character and recognizing the contribution of its members to its development, the Bank provides significant and multiple benefits to its partners. Suggestions from the members are taken seriously, which enables the Management of the Bank to improve its daily operation, for their benefit.

An important goal for the Bank is the quality upgrade of its operations, the optimization of the procedures and the expansion of the products.

The Bank is making a dynamic presence in the development of the local economy and is a stable development pillar for the region. Having gained the trust not only of the business world but also of all the residents of the prefecture, the Bank is constantly evolving with its forces focused on the development of Karditsa and the needs of its members.

Board of Directors
1 GEORGE BOUKIS Chairman
2 THOMAS DELIGIANNIS A' Vice-Chairman
3 ARISTOTELIS MYLONAS B' Vice-Chairman
4 ORESTIS PSAHOULAS Secretary
5 KONSTANTINOS GAITANIDIS Deputy Secretary
6 GEORGE PAPAKOSTAS Cashier
7 APOSTOLOS KANDILAS Chairman of Audit Committe
8 LAMPROS SIATIRAS Member of Audit Committee
9 MILTIADIS EVAGELOPOULOS Member of Audit Committee
10 PANAGIOTIS TOURNAVITIS Ex. Member/ Bank CEO

 Branches

BranchesTel.Fax
1 Central Taliadourou & Kolokotroni, 431 00 24410 40 099 24410 80 883
2 Palama Iroon Politehniou 33, 432 00 24440 24 600 24410 24 602
3 Sofades Stratarhou Papagou 12, 433 00 24430 24 444 24430 23 233
4 Mouzaki A. Vasiliou & Kondili, 430 60 24450 42 400 24450 42 244
5 Farsala Larissis 37, 403 00 24910 22 005 24910 22003

Development of financial ant other data (* in thous. €)

 201620172018201920202021
Assets* 87.795 95.655 101.866 119.172 159.826 186.488
Loans* 63.635 65.296 74.276 77.495 97.310 107.685
Deposits* 74.480 81.139 86.703 103.558 142.350 162.710
Equity capital* 12.261 13.007 13.211 13.622 15.133 18.688
Co-operative capital* 8.297 8.536 9.026 9.242 9.651 10.444
Profit before taxes* 503 942 272 1.781 1.043 3.053
Branches 4 4 4 4 4 5
Personnel 34 40 36 39 41 55
Members 7.554 8.419 9.622 10.216 10.924 12.106

1 After Predictions